Important Disclaimers

Last updated: August 23, 2025

Past performance does not guarantee future results.
Financial planning involves risk and individual circumstances may vary significantly.

General Information Disclaimer

Please read these disclaimers carefully before using our website or services.

The information provided on this website is for general informational purposes only and does not constitute professional financial advice. All content is subject to change without notice and should not be relied upon as the sole basis for financial decisions. We recommend consulting with qualified professionals before making any significant financial commitments.

Limitation of Liability

Our liability is limited in the following ways:

  • We are not liable for any indirect, incidental, or consequential damages arising from the use of our services
  • Our maximum liability shall not exceed the amount paid for our services in the preceding 12 months
  • We disclaim all warranties, express or implied, regarding the accuracy or completeness of information provided
  • Users assume full responsibility for decisions made based on information or consultations received through our services

Information Accuracy

While we strive for accuracy, please note:

All financial information and market data are subject to change and may become outdated without notice. We cannot guarantee the accuracy of third-party information sources.

Economic conditions, regulatory changes, and market volatility can significantly impact the relevance of previously provided guidance.

Users should verify all information independently and consult current sources before making financial decisions.

Nature of Our Services

Our services do not constitute:

  • Licensed financial advisory services or regulated investment recommendations
  • Tax, legal, or accounting advice requiring professional certification
  • Guaranteed outcomes or specific return projections

External Links Disclaimer

Our website may contain links to third-party websites.

We are not responsible for the content, privacy practices, or availability of external websites. These links are provided for convenience only and do not imply endorsement. Users access external sites at their own risk and should review applicable terms and privacy policies.

Results and Outcomes

Important notice regarding expected results:

Individual results may vary significantly.

Financial outcomes depend on numerous factors including market conditions, individual circumstances, implementation of suggestions, and economic variables beyond our control. We make no guarantees regarding specific results, timelines, or financial improvements.

User Indemnification

Users agree to indemnify and hold harmless dravianthorex, its employees, and affiliates from any claims, losses, damages, or expenses arising from misuse of our services, violation of these terms, or decisions made based on consultations or information provided through our platform.

Jurisdiction and Governing Law

These disclaimers are governed by Australian law.

Applicable Law

All terms, conditions, and disclaimers are governed by and construed in accordance with the laws of Australia, without regard to conflict of law principles.

State and Territory Variations

Where state or territory laws provide additional consumer protections, those provisions shall apply to the extent required by law and shall not diminish rights that cannot be excluded.

Dispute Resolution

Any disputes arising from these disclaimers shall be resolved through Australian courts, with jurisdiction determined by your place of residence or our principal place of business.

Age Requirements

18+ only

Our services are intended for individuals aged 18 years and older. Minors must have parental consent and supervision when accessing our website or services.

Changes to Disclaimers

We reserve the right to modify these disclaimers at any time without prior notice. Changes become effective immediately upon posting. Continued use of our services constitutes acceptance of updated terms.

Contact Information

For questions about these disclaimers, contact us at:

Email us

Call us

123 Collins Street, Melbourne VIC 3000